Everything Home Owners Must Be Aware Of When Claiming For Water Or Fire Losses In Terre Haute IN

If you are brave enough to undertake any restoration work resulting from flood or fire damage, then here are some basic tips to help you get started. First you need to see if your floors and carpets can be salvaged. If you only have smoke damage then you may be ok, but if you have water damage then you will probably be faced with replacement costs.

There are many reasons why people do not claim the maximum amounts allowable under their insurance policy. Make sure you read you policy carefully to see exactly what is covered and for how much. Are you covered for emergency hotel accomodation? If yes, for how long and to what value. If your car was damaged, is it covered by your policy?

What to look out for when hiring a professional water damage restoration contractor? It's best to hire someone who is local and has good verifiable references. Only use contractors who have relevant goverment approved licences and have the necessary insurance to undertake the work. Not all company's have experience in all aspects of water damage restoration, so make sure they are suitable for your needs.

Most causes of water flooding in the home are due to accidental leaks. The first thing to do when you have a leak is to close the main water shutoff valve to prevent any further flooding. Make sure you know where this is located and that it is in working order. Don't wait for an emergency leak to occur and then start searching for the shutoff location.

In most cases fires are started accidentally and that makes them particularly difficult to avoid. If you have young children in the home you need to take extra care to ensure you do not leave matches or cigarette lighters lying around. Lighted candles can also be very dangerous, so make sure they are placed on a surface where they can't start a fire if they fall over. These simple tips can protect your property and even save your lives.

If it is safe to do so, go to each room in your home and take pictures on your phone that show the damage to the room and items. Make a note of what items are damaged, so you can provide your insurance comany with all relevant information. Include as much information as you can e.g value, when and where purchased etc. If appropriate you can salvage any person keepsakes.

For more helpful information and our telephone contact details, please visit our Water Fire Wizards website at https://waterfirewizards.com or our local Terre Haute IN branch